Tariffs and Rates
| Type of services | Tariffs | |
|---|---|---|
| 1. OPENING OF CLIENT'S ACCOUNT | ||
| 1.1. Opening of client's account | ||
| 1.1.1. In Almaty branch | 5000 KZT | |
| - Opening of account with "БТА-Online" key carriers (irrespective of key amount), tarif is valid to 31/12/2010. | 4000 KZT | |
| 1.1.2. In other branches | 2500 KZT | |
| 1.2. Opening of the second and subsequent accounts within JSC BTA Bank's entire system | free of charge | |
| 1.3.Opening of account for privately owned entity | ||
| 1.3.1. In Almaty branch | 2500 KZT | |
| - Opening of account with "БТА-Online" key carriers (irrespective of key amount), tarif is valid to 31/12/2010. | 2000 KZT | |
| 1.3.2. In other branches | 2000 KZT | |
| 1.4. Opening of deposit account | free of charge | |
| 1.4.1. Opening of current accounts for legal entities and individual enterpreneurs at the deposit opening in the amount of not less than 100000 KZT for a period not less than 6 months | free of charge | |
| 1.5. Account management under account operations: | 400 KZT per month | |
| 1.6. Account management without flow of funds per month, if the account balance is: | ||
| 1.6.1. More than 200 KZT | 200 KZT | |
| 1.6.2. Less than 200 KZT | account balance | |
| 1.7. Closing of account upon the client's application: (incl.VAT) | ||
| 1.7.1. Zero credit balance | 2000 KZT (per each account) | |
| 1.7.2.Non-zero credit balance | account balance, min. 2000 KZT max. 15 200 kZT | |
| 1.9. Opening of escrow account | ||
| 1.9.1. with a current account in BTA | free of charge | |
| 1.9.2. without a current account in BTA | according to tariffs at account opening | |
| 1.10. Maintenance of escrow account | ||
| 1.10.1. Once when enrolling money on escrow account | 0,5% from contractual liability, enrolled on Escrow account, min 5000 KZT, max 12000 KZT | |
| 1.10.2. In the second year and subsequent years (every 12 months) with a balance of the Escrow account | 0,5% from contractual liability, enrolled on Escrow account, min 5000 KZT, max 12000 KZT | |
| 1.11. Escrow account closing | free of charge | |
| 2. TRANSFER OPERATIONS IN NATIONAL CURRENCY | ||
| 2.1. Transfers (payments) in favor of clients of the other banks: | ||
| 2.1.1. Current value date: | ||
| - Up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0,23% of payment amount, min.280 KZT, max. 540 KZT | |
| - from 13.00 till 15.00 | 0,25% of payment amount, min.450 KZT, max. 770 KZT | |
| - from 15.00 till 16.00 | 1 550 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 620 KZT | |
| - from 13.00 till 15.00 | 930 KZT | |
| - from 15.00 till 16.00 | 1 550 KZT | |
| 2.1.2. Forward value date: | ||
| - Up to 5 million KZT | ||
| - 2 day | 190 KZT | |
| - Over 5 million KZT | ||
| - 2 day | 450 KZT | |
| 2.2. Express transfer | ||
| from 9:00 till 16:00 | 2000 KZT | |
| 2.3. In-bank transfers | free of charge | |
| 2.4. Payment cancellation (return) (incl.VAT) | 500KZT | |
| 2.5. Inquiry on transfer or performance of search in outgoing payments (at client's request) (incl.VAT) | 300 KZT | |
| 2.6. Data processing services (record keeping) for transfer of mandatory pension payments to accumulative pension funds (incl.VAT): | ||
| on hard copy | 100 KZT per surname | |
| in electronic form | 0 KZT | |
| 2.7. Pension and social payments: | ||
| - Up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0,23% of payment amount, min.300 KZT, max. 540 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 620 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| 2.8. Admissionof transfer in nonoperating time from 16:00 till 17:30 with the technical possibilities of the bank | 2000 KZT | |
| 2.9. Transfers (payments) in the system "Bank-Client" and "BTA on line" | ||
| 2.9.1. In favor of clients of other banks with current value date | ||
| - up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0,2%, min.180 KZT, max. 350 KZT | |
| - from 13.00 till 16.00 | 0,2%, min.320 KZT, max. 550 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 500 KZT | |
| - from 13.00 till 16.00 | 650 KZT | |
| 2.9.2.In favor of clients of other banks with future value date | ||
| - up to 5 million KZT | ||
| - 2 day | 160 KZT | |
| - Over 5 million KZT | ||
| - 2 day | 250 KZT | |
| 2.9.3. Pension and social payments | ||
| - up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0,23% from payment amount,min.230 KZT,max. 450 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 620 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| 2.10 Payment order entry and filling in KZT in hard copy (extra service) (incl. VAT) | 150 KZT | |
| 2.11. Transfers (payments) through "Bizon" bar coding APS | ||
| 2.11.1. in favor of other banks' clients with current value date: | ||
| - Up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0.2%, min. 200 KZT, max. 400 KZT | |
| - from 13.00 till 15.00 | 0.2%, min. 350 KZT, max. 600 KZT | |
| - from 15.00 till 16.00 | 1 000 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 550 KZT | |
| - from 13.00 till 15.00 | 800 KZT | |
| - from 15.00 till 16.00 | 1 000 KZT | |
| 2.11.2. In favor of other banks' clients with future value date: | ||
| - Up to 5 million KZT | ||
| - 2nd banking day | 170 KZT | |
| - Over 5 million KZT | ||
| - 2nd banking day | 350 KZT | |
| 2.11.3. Pension and social payments: | ||
| - Up to 5 million KZT | ||
| - from 9.00 till 13.00 | 0.23%, min. 230 KZT, max. 450 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| - Over 5 million KZT | ||
| - from 9.00 till 13.00 | 620 KZT | |
| - from 13.00 till 16.00 | 930 KZT | |
| 3. TRANSFER OPERATIONS IN FOREIGN CURRENCY | ||
| 3.1. Transfers (payments) in favor of clients of other banks in hard currency | ||
| 3.1.1. At Beneficiary's expense BEN (sending bank's commission fee - at sender's expense, corresponding bank's commission fee - at recipient's expense) | 0,2%, min. 20$, max. 350$ | |
| 3.1.2. At Sender's expense OUR | 600$ | |
| - in USD | 0,45%, min.250$, max.600$ | |
| 3.2. Transfers (payments)in favor of clients of other banks in other types of currency: | ||
| 3.2.1. At Beneficiary's expense BEN (sending bank's commission fee - at sender's expense, corresponding bank's commission fee - at recipient's expense) | 0,15%, min. 30$, max. 450$ | |
| 3.2.2. At Sender's expense OUR (wire transfer services are paid additionally by client) | 0,3%, min. 50$, max. 400$ | |
| 3.3. Transfers (payments) in favor of clients of other banks in CIS currency: | ||
| 3.3.1 At Sender's expense OUR (wire transfer services are paid additionally by client) | 0,2%, min. 15$, max. 300$ | |
| 3.4. Inquiry for payment return (if the commission fee is drawn by third party, it is paid additionally by client) (incl.VAT) | 50$ | |
| 3.5. Inquiry into outgoing payments (if the commission fee is drawn by third party, it is paid additionally by client) (incl. VAT) | 50$ | |
| 3.6. Introduction of changes to payment instructions (incl.VAT) (if the commission fee is drawn by third party, it is paid additionally by client) | 50$ | |
| 3.7. Providing copies of SWIFT messages on outgoing transfers in foreign currency (incl.VAT) | 775 KZT | |
| 3.8. Account archives for any period (incl.VAT) | 9300 KZT | |
| 3.9 Acceptance of transfer in foreign currency during non-operating time from 16:00 to 17:30 at Bank's technical availability | double tariff | |
| 3.10.Acceptance and filling of transfer application in KZT in hard copy (add.service) (incl.VAT) | 150 KZT | |
| 4. CASH OPERATIONS | ||
| 4.1. Exchange of cashless funds for cash : | ||
| 4.1.1.In national currency under prior written request | ||
| - up to 1 million KZT | 0,4% min. 100 KZT | |
| - from 1 million to 3 million KZT | 0,4% | |
| - more than 3 million KZT | 0,3% | |
| 4.1.2. In national currency without any written request (to the day) | ||
| - up to 1 million KZT | 0,5% 150 KZT with Bank's technical availibility | |
| - more than 1 million KZT | 0,4% with Bank's technical availability | |
| 4.1.3. In foreign currency (exc. exchange offices) | 1,35% | |
| 4.1.4. Penalty (fine) for refusal to accept the ordered cash amount (incl.VAT) | 0,05% | |
| 4.1.5. In foreign currency (for exchange offices) | 1,15% | |
| 4.2. Cash acceptance and recalculation by crediting to the client's current account | 0,2% in KZT | 0,3 in currency |
| 4.2.1. Cash recalculation at collection revenue accept | 0,2% in KZT | 0,3 in currency |
| 4.3. additional tariff for double cash recalculation | 0,2% max.10 000 KZT | |
| 4.4. Exchange of banknotes and coins if available with the Bank | 1% of amount | |
| 5. LETTERS OF CREDITS (L/C) | ||
| 5.1. Export / Issued in favor of BTA clients | ||
| 5.1.1. Prior advising of L/C | free of charge | |
| 5.1.2. Performance of obligations: | ||
| 5.1.2.1. L/C advising for Beneficiary | 0.10%, min. 13000 KZT, max. 65000 KZT | 0.10%, min 100$ max 500$ |
| 5.1.2.2. advising of L/C changes for Beneficiary (for each advising) | 6500 KZT | 50$ |
| 5.1.2.3. check up of L/C documents and decision for L/C settlement | 0.15%, min. 13000 KZT, max. 130000 KZT | 0.15%, min. 100 KZT, max. 1000 KZT |
| 5.1.3. L/C acknowledgement: | ||
| - with cover | 0.2%, min. 13 000 KZT | 0.2%, min 100$ |
| - without cover | on accord, min, 32 500 KZT | on accord, min, 250$ |
| 5.1.4. Transfer of transferable L/C | 0.15%, min. 13 000 KZT, max. 78 000 KZT | 0.15%, min 100$ max 600$ |
| 5.1.5. Commission fee for discrepancies in documents (for each document) "incl.VAT" | 6500 KZT | 50$ |
| 5.1.6. Bill negotiation and acceptance | as agreed | |
| 5.1.7. Preparation and / or dispatch of the batch of shipping documents (incl.VAT) | as per Line 17.3 + 5200 KZT | 0.15%, min 100$ max 1000$ |
| 5.1.8. L/C cancellation before expiry date (incl.VAT) | 13 000 KZT | 100$ |
| 5.1.9. Transfer operations at the clients' instructions during assign of proceeds | 23 250 KZT | 150$ |
| 5.1.10. Commission fee for the fulfillment of obligations on negotiation of documents | as agreed by Parties | |
| 5.1.11. L/C inquiries (incl.VAT) | free of charge | |
| 5.1.12. Commission Fee on L/C payment | 0.20%, min 6500 KZT, max. 65000 KZT | 0.20%, min 50$, max. 500$ |
| 5.2. Import / Issued at BTA clients' instructions | ||
| 5.2.1. Commission fee for L/C opening | ||
| - at clients' instructions | as agreed | |
| 5.2.2. Commission fee for L/C issue (technical issue) | 0.2%, min. 13 000 KZT, max. 169 000 KZT | 0.2%, min 100$ max 1300$ |
| 5.2.3. L/C prior advising | free of charge | |
| 5.2.4. Performance of obligations: | ||
| 5.2.4.1. Change of L/C terms (each change)* | 5200 KZT | 40$ |
| 5.2.4.2. Check up of L/C documents and L/C repayment | 0.15%, min. 13 000 KZT, max. 104 000 KZT | 0.15%, min 100$ max 800$ |
| 5.2.5. L/C cancellation before expiry date (incl.VAT) | 13 000 KZT | 100$ |
| 5.2.6. Commission fee for L/C payment | 0.20%, min. 6 500 KZT, max. 65 000 KZT | 0.20%, min 50$ max 500$ |
| 5.2.7. Commission fee for discrepancies in documents (per document) (incl.VAT) | 6 500 KZT | 50$ |
| 5.2.8. Preparation and/or dispatch of the package of shipping documents (incl.VAT) | 2 600 KZT | 20$ |
| 5.2.9. L/C inquiries (incl.VAT) | free of charge | |
| * Increase of L/C amount is regarded as L/C independent issue for commission fee charge | ||
| 5.3. L/C reimbursement commitment | ||
| 5.3.1. Commission fee for issue of L/C reimbursement commitment | as agreed by Parties, min, 65000 KZT | as agreed by Parties, min, 500$ |
| 5.3.2. Commission fee for issue of reimbursement commitment under L/C (technical issue) | 0.15%, min. 13000 тенге, max. 130000 тенге | 0.15%, min 100$ max 1000$ |
| 5.3.3. Change of terms of reimbursement commitment under L/C (each change)** | 5200 KZT | 40$ |
| 5.3.4. L/C reimbursement commitment cancellation before expiry date (incl.VAT) | 13000 KZT | 100$ |
| 5.3.5. Commission fee for reimbursement commitment payment under L/C | 0.25%, min. 6500 KZT, max. 65000 KZT | 0.25%, min 50$ max 500$ |
| 5.4. Commission fee for reimbursement order performance under L/C | 6500 KZT | 50$ |
| *Increase of L/C amount is regarded as L/C independent issue for commission fee charge | ||
| ** Increase of reimbursement commitment amount is regarded as reimbursement commitment independent issue for commission fee charge | ||
| 6. GUARANTEES | ||
| 6.1. Kazakhstani guarantees | ||
| 6.1.1. Commission fee for guarantee issue (technical issue): | ||
| Tender guarantees: | ||
| - against pledge of money and deposit | 0.2%, min. 5000 KZT, max 50000 KZT | |
| - against other property and unsecured | 0.2%, min. 12000 KZT, max 90000 KZT | |
| Other guarantees: | ||
| - against pledge of money and deposit | 0.3%, min. 16000 KZT, max 100000 KZT | |
| - against other property | 0.3%, min. 24000 KZT, max 120000 KZT | |
| 6.1.2. Commisssion fee for guarantee issue | ||
| - against pledge of money | as per agreement of parties | |
| - other guarantees | as per agreement of parties | |
| 6.1.3. Change of terms of the issued guarantee (per each change)* (incl.VAT) | 7750 KZT | |
| 6.1.4. Guarantee cancellation before expiry date (incl.VAT): | ||
| - at nonprovision by Customer of complete package of documents required by the Bank to cancel the Guarantee | 31 000 KZT | |
| 6.2. Import guarantees | ||
| 6.2.1. Commission fee for guarantee issue | as agreed | |
| 6.2.2. Commission fee for guarantee issue (technical issue) | 0.2%, min. 13000 KZT, max. 169000 KZT | 0.2%, min 100$ max. 1300$ |
| 6.2.3. Change of terms of the issued guarantee (per each change) * (incl. VAT) | 5200 KZT | 40$ |
| 6.2.4. Guarantee cancellation before expiry date (incl.VAT) | 13000 KZT | 100$ |
| 6.2.5.Check up of documents accompanying payment order (incl.VAT) | 0.15%, min. 13000 KZT, max. 65000 KZT | 0.15%, min 100$ max. 500$ |
| 6.2.6. Commission fee for payment under guarantee | 0.20%, min. 6500 KZT, max. 65000 KZT | 0.20%, min 50$ max. 500$ |
| 6.2.7. Preparation and/or dispatch of shipping documents (incl. VAT) | 3100 KZT | 20$ |
| 6.2.8. Guarantee inquiries (incl.VAT) | free of charge | |
| 6.2.9. Translation of guaranties and messages texts from foreign banks (incl.VAT) | 5000 KZT per paper | |
| 6.3. Export guarantees | ||
| 6.3.1. Prior guarantee advising | free of charge | |
| 6.3.2. Export guarantee adviising (incl. VAT) | 0.1%, min. 13000 KZT, max. 65000 KZT | 0.1%, min.100$, max.500$ |
| 6.3.3. Advising of change in guarantee terms before expiry date (per package) (incl.VAT) | 6 500 KZT | 50$ |
| 6.3.4. Export guarantee cancellation before expiry date (incl.VAT) | 26 000 KZT | 200$ |
| 6.3.5. Check up of documents accompanying payment order (incl.VAT) | 0.15%, min. 13000 KZT, max. 65000 KZT | 0.20%, min 100$ max. 500$ |
| 6.3.6. Preparation and/or dispatch of shipping documents (incl. VAT) | as per Line 17.3 + 5200 KZT | as per Line 17.3 + 40$ |
| 6.3.7. Guarantee inquiries (incl.VAT)< td> | free of charge | |
| * Increase of guarantee amount is regarded as guarantee independent issue for commission fee charge | ||
| 7. DOCUMENTARY / NET COLLECTIONS | ||
| 7.1.1. Acceptance of payment documents for collection and transfer to client against acceptance/payment | 0.15%, min. 3900 KZT, max. 39000 KZT | 0.15%, min 30$ max 300$ |
| 7.1.2. Preparation and (or) transfer of batch of shipping documents (incl.VAT) | 2600 KZT | 20$ |
| 7.1.3. Return of unpaid documents: | ||
| - without bill dishonoured (incl.VAT) | 2600 KZT + postals | 20$ + postals |
| - with bill dishonoured (incl.VAT) | 6500 KZT + postals + legal costs | 50$ + postals + legal costs |
| 7.1.4. Changes in terms of collection instruction (incl.VAT) (per each change) | 5200 KZT | 40$ |
| 7.1.5. Payments for collection | 0.20%, min. 6500 KZT, max. 65000 KZT | 0.20%, min 50$ max 500$ |
| 7.2. Export collection | ||
| 7.2.1. Acceptance of payment documents for collection | 0.20%, min. 3900 KZT, max. 39000 KZT | 0.25%, min 30$ max 300$ |
| 7.2.2. Advising of changes to the terms of collection letter (incl.VAT) (per batch) | 6500 KZT | 50$ |
| 7.2.3. Processing and dispatch of the package of shipping documents (incl.VAT) | as per Line 17.3 + 5200 KZT | as per Line 17.3 + 40$ |
| 7.2.4. Collection inquiries (incl.VAT) | free of charge | |
| 8. CHEQUE OPERATIONS | ||
| 8.1. Purchase of traveller's cheques | 2% | |
| 9. CARD OPERATIONS | with insurance deposit | without insurance deposit |
| 9.1. Card issue and servicing | ||
| 9.1.1. Cost of main card issue (incl.VAT): | ||
| -Smart Alem Card | 1000 KZT | |
| -VISA Electron/CM Inter | 700 KZT | |
| -VISA Virtuon | 1 600 KZT | 3 200 KZT |
| -VISA Classic/MC Standart (debit) | first year- 6 200 KZT, next- 5 500 KZT | first year - 12 400 KZT, next - 6 200 KZT |
| -VISA Classic/MC Standart (credit) | 6 200 KZT | |
| - VISA Gold, /MC Gold (debit) | first year - 23 300 KZT, next - 12 500 KZT | first year - 46 600 KZT, next - 23 300 KZT |
| - VISA Gold/MC Gold (credit) | first year - 30 000 KZT, next - 16 600 KZT | |
| - VISA Platinum/ MC Platinum (debit) | first year - 54 300 KZT, next - 27 200 KZT | first year - 108 600 KZT, next - 54 300 KZT |
| - VISA Platinum/ MC Platinum (debit) | first year - 60 000 KZT, next - 48 600 KZT | |
| -MC World Signia | 150 000 KZT | |
| -VISA Business Electron | 1200 KZT | |
| -VISA Business/MC Business | first year - 15 500 KZT, next - 12 400 KZT | first year - 31 000 KZT, next - 24 800 KZT |
| 9.1.2. Cost of additional card issue (incl.VAT): | ||
| Visa Business Electron, Visa Business/MC Business | 50% of main card annual service fee | |
| 9.1.3. Cost of card (main, additional) re-issue in case of its loss/theft or damage (incl.VAT): | ||
| VISA Business Electron | 600 KZT | |
| VISA Business/MC Business | 5000 KZT | |
| 9.1.4. Express card issue (within 2 banking days only for Almaty clients) (incl.VAT): | ||
| Visa Business Electron | 3000 KZT | |
| Visa Business/ MC Business | 5000 KZT | |
| 9.1.5. Insurance deposits on main cards : | ||
| VISA Business Electron | No | No |
| VISA Business/MC Business | 150 000 KZT/1 000$/1 000EUR | No | 9.1.6. Insurance deposits on additional cards: |
| Visa Business/MC Business | 50% of insurance deposit on principal card | No |
| 9.1.7.annual fee by debit magnetic cards (issued in Trans Master system) for Bank account maintenance with attached payment cards | 1000 KZT (at balance not less than 1000 KZT - account balance) | |
| 9.2. Commission fee for the conducted operations | ||
| 9.2.1. Commission fee for funds crediting (cash/cashless) to bank accounts with payment cards: | ||
| 9.2.1.1. Cash installments to BTA Bank JSC cash-and-settlements outlets (in KZT and foreign currency) | ||
| - up to 1 000 000 KZT or its equivalent in foreign currency | No | |
| - over 1 000 000 KZT or its equivalent in foreign currency | 0,1% of replenishment amount | |
| 9.2.1.2. Cashless transfers: | ||
| - In USD to currency account | No | |
| - In national currency | ||
| Visa Business Electron, Visa Business/MC Business | No | |
| - Salary projects | as per agreement | |
| 9.2.2. Commision fee for cash receipt by the cards issued by JSC BTA Bank: | ||
| 9.2.2.1. AT JSC BTA Bank's ATMs and automated cash dispensers: | ||
| *by debit cards: | ||
| - In national currency | ||
| Visa Business Electron, Visa Business/MC Business | 0.7% | |
| - SmartAlem Card | 0.2% | |
| - In USD | 0.7% | |
| ** by credit cards | 2.0% | |
| 9.2.2.2. At ATMs and automated cash dispensers of other banks on the territory of the Republic of Kazakhstan | ||
| * by debit cards | 0.7%, (min. 350 KZT) | |
| ** by credit cards | 2% (min. 465 KZT) | |
| 9.2.2.3. At ATMs and automated cash dispensers of other banks: out of the Republic of Kazakhstan | ||
| * By debit cards | 1.75% (min. 465 KZT) | |
| ** By credit cards | 2% (min. 465 KZT) | |
| 9.2.3. Commission fee for cash receipt by cards of other banks: | ||
| - At JSC BTA Bank automated cash dispensers (in Kazakh Tenge and in foreign currency) | 2,0% | |
| - At JSC BTA Bank ATMs | free of charge | |
| 9.2.4. Commission fee for the services at trade and service outlets (incl.VAT): | ||
| - on the territory and outside of the Republic of Kazakhstan | free of charge | |
| 9.2.5. Commission fee for conversion operations on bank accounts by payment cards | at the Bank's current rates | |
| 9.2.6. Commission fee for transfers from bank accounts by payment cards to other banks: | ||
| - in national currency | at current tariffs for transit transaction in national currency | |
| - in USD | at current tariffs for transit transaction in foreign currency | |
| 9.2.7. Commission fee for tranfers from bank accounts by payment cards into branch for cash receipt in case of loss, theft and damage of card on bank account (manual processing) | 2000 KZT | |
| 9.2.8. Commission fee for cash withdrawal in branch upon the card expiry date | as per effective cash withdrawal fee | |
| 9.2.9 Commission fee for overdue debt upon credit cards | ||
| VISA Business/MC Business | as per agreement | |
| 9.3. Other commissions | ||
| 9.3.1. Commission fee for provision of bank account statement by payment card (incl. VAT): | ||
| 9.3.1.1. Monthly statement (up to 2 months) | ||
| Visa Business Electron, Visa Business/MC Business | free of charge | |
| - Internet statement | free of charge | |
| 9.3.1.2. Archive statement (over 2 months) | 300 KZT | |
| - Internet statement | free of charge | |
| 9.3.2. Monthly added interest : | ||
| - to bank account balance by payment card (in any currency) | 0% | |
| 9.3.3. Commission fee on trade turnover charged from a businessman (incl.VAT): | as per agreement | |
| 9.3.4. Maintenance of Visa, MasterCard, Diners Club, JCB cards for businessmen from other banks (incl.VAT) | as per agreement | |
| 9.3.5. Commission fees on VISA Virtual, MasterCard Virtual: | ||
| 9.3.5.1. Electronic banking services (Internet banking): | ||
| - connection fee (incl.VAT) | free of charge | |
| - monthly subscription fee | no | |
| 9.3.6. View of balance on cards issued by JSC BTA Bank (incl.VAT) | ||
| at ATMs of JSC "BTA" | 20 KZT per review | |
| at ATMs of other banks | 50 KZT per review | |
| 9.3.7. Card-to-card transfer (using cards issued by JSC BTA Bank) | 80 KZT | |
| 9.3.8. Commission fee for customs payments made by BTA Bank JSC payment cards: | ||
| - from 1 to 10 000 KZT | 1.8% (min.100 KZT); | |
| - from 10 001 to 50 000 KZT | 0.9% (min.200 KZT); | |
| - from 50 001 to 100 000 KZT | 0.65% (min.500 KZT) | |
| - from 100 001 to 1 000 000 KZT | 0.15% (min.700 KZT); | |
| - from 1 000 001 and over | 3 000 KZT | |
| 9.3.9. View of ATM mini-receipt (for BTA Bank customers only) (incl.VAT) | 50 KZT for reveiw | |
| 9.3.10.Commission fee related to provision of videomaterials, disputable transactions /operations effected by the Bank's ATMs (incl. VAT): | ||
| 9.3.10.1 By cards issued by BTA Bank JSC | 2000 KZT | |
| 9.3.10.2 By cards of other banks | 6000 KZT | |
| 10. FOREIGN EXCHANGE CASHLESS CONVERSION SERVICES | ||
| 10.1. Conversion fee: | ||
| - Term conversion | 0,15% of the bank's rate (min. 500 KZT) | |
| - Preterm conversion | 0,1% of the bank's rate (min. 500 KZT) | |
| 10.2. Fine (penalty) for refusal from term conversion application | 0,05% from applicated amount | |
| 11. STATE SECURITIES OPERATIONS | ||
| 11.1. State securities operations | free of charge | |
| 11.2. Services of JSC Central Securities Depository: | at rates of JSC Central Securities Depository | |
| 11.3. Services of JSC Kazakhstan Stock Exchange | at rates of JSC Kazakhstan Stock Exchange | |
| 12. LOAN AND DEPOSIT OPERATIONS | ||
| 12.1. Loan granting | as per agreement of the parties | |
| 12.2. Drawing of funds to deposits | as per agreement of the parties | |
| 13. PRECIOUS METALS OPERATIONS | ||
| 13.1. Opening of metal account | free of charge | |
| 13.1.1. Closure of metal account (incl. VAT) | free of charge | |
| 13.2. Statements of account: (incl. VAT) | free of charge | |
| 13.2.1. Re-issue | 400 KZT | |
| 13.3. Account maintenance | free of charge | |
| 13.4.Commission fee for custody ( 1 month) (incl.VAT): | ||
| - affiniated precious metals | 0,14% | |
| - technical production and cupels of precious metals | 1,5% | |
| 13.5. Export of precious metals to foreign bank ( excl.customs duty) (incl.VAT): | ||
| - to credit to metal account | 0,4% | |
| - to credit to metal account with further sale | 0,42% | |
| 14. OTHER SERVICES | ||
| 14.1. Lock box operations | ||
| 14.1.1. Lock box cells leasing (including VAT): | ||
| - for 1 day | 230 - 1500 KZT depending on cell size | |
| - for 1 month | 2800 - 22000 KZT depending on cell size | |
| - for 3 months | 7600 - 59400 KZT depending on cell size | |
| - for 6 months | 14600 - 115000 KZT depending on cell size | |
| - for 1 year | 27000 - 210000 KZT depending on cell size | |
| 14.1.2. Commission fee for special terms of access to safe upon sale-purchase transactions (shall be charged additionally to safebox rent tariffs, as per clauses 14.1.1. and 14.1.5.) (incl.VAT) | 3000 KZT | |
| 14.1.3. Two key lock (upon lock purchase or loss) (including VAT) | 15 500 KZT | |
| 14.1.4. Penalty for leasing contact delay per overdue day (incl. VAT) | according to safeyty deposit box rent tariffs per day depending on box size (see clauses 14.1.1. and 14.1.5.) | |
| 14.1.5. Rent of safety deposit box of AVM automated safe depository (incl. VAT) | ||
| - 1 day | 220 - 650 KZT depending on safety deposit box size | |
| - 1 month | 3000 - 7500 KZT depending on safety deposit box size | |
| - 3 months | 8700 - 22000 KZT depending on safety deposit box size | |
| - 6 months | 16800 - 42000KZT depending on safety deposit box size | |
| - 1 year | 28800 - 72000KZT depending on safety deposit box size | |
| 14.1.6. Issue of magnetic card (key) for AVM automated safe depository access (incl. VAT) | ||
| 14.1.6.1. Issue of principal magnetic card | free of charge | |
| 14.1.6.2. Issue of additional magnetic card in case of its loss, theft or damage | 500 KZT | |
| 14.2. Client servicing within "Bank-Client" electronic system | as per tariffs for safe custody per day depending on cell size (see clause 14.1.1.) | |
| 14.2.1. Installment of automatic work place within "Bank-Client" system (incl. VAT) | 7 500 KZT | |
| 14.2.2. Subscription fee for "Bank-Client" AWP use (per month) (incl. VAT) | 1 500 KZT | |
| 14.2.3. Provision of payment documents duplicates* | 35 KZT per document | |
| 14.3. Check up of US dollars at currency detector (incl.VAT) | 1,0% | |
| 14.4. Issue of cash cheque-book (incl.VAT): | ||
| for 25 cheques | 560 KZT | |
| 14.5. Appraisal of pledges under agricultural projects within the World Bank loan framework (incl.VAT): | ||
| 14.5.1. Under loan disbursement up to USD 100,000 | 7 750 KZT | |
| 14.5.2. Under loan disbursement from USD100,000 and more | 15 500 KZT | |
| 14.6. Valuation and re-valuation of pledged property for non-performing loans (evaluation) (incl.VAT) | 5 000 KZT | |
| 14.7. Commission fee for loan arrangement (evaluation of medium- and long-term loan projects): | ||
| - projects from $0,3 million to $1million | 77 500 KZT | |
| - projects from $1 million to $2 million | 93 000 KZT | |
| - projects from $2 million to $3 million | 108 500 KZT | |
| - projects from $3 million to $4 million | 124 000 KZT | |
| - projects from $4 million to $5 million | 139 500 KZT | |
| - projects from $5 million and more | 155 000 KZT | |
| 14.8. BTA online electronic services: | ||
| 14.8.1. lump sum for key supply (for one BTA online system user) (incl.VAT) | free of charge | |
| 14.8.1.1. for provision of key carrier at loss/theft or damage (incl.VAT) | 6 200 KZT | |
| 14.8.2. Commission fee for account maintenance in BTA online system | 2 600 KZT | |
| 14.8.3. BTA Online installment / setting (incl.VAT) | free of charge | |
| 14.8.4. BTA Online reinstallment / re-setting (incl.VAT) | 3000 KZT | |
| 14.8.5. Specialist call (incl. VAT) | ||
| - for Almaty Branch | 1000 KZT | |
| - for other branches | 2500 KZT | |
| 14.8.6. Clients training/re-taining ( incl. VAT) | 2500 KZT | |
| 500 KZT | ||
| 14.9. Transfer of employees' salaries to deposit accounts | up to 1% | |
| 14.10. Issuing different references at client's request (on current account availability, on loan debt availability/absence, account operations etc.) (incl.VAT) | ||
| on the next day | 500 KZT | |
| in a day | 700 KZT | |
| in an hour | 1500 KZT | |
| 14.10.1 Provision of bank statements in SWIFT MT950 format (incl.VAT) | 200 KZT per statement | |
| 14.11. Account archive for 1 month (incl.VAT) | 150 KZT | |
| 14.12. Account archive for foreign economic transactions: | ||
| 14.12.1. For current year (incl.VAT) | 1500 KZT | |
| 14.12.2. For each separate previous year (incl.VAT) | 2 500 KZT per one year | |
| 14.13. Maintenance of transaction passports | ||
| 14.13.1. Acceptance, check up and processing of transaction/additional sheet certificates (within 2 days) (incl.VAT) | 2500 KZT | |
| 14.13.2. Acceptance, check up and processing of transaction/additional sheet certificates (day of acceptance) (incl.VAT) | 6000 KZT | |
| 14.13.3. Typing and execution of transaction certificates/additional sheet (incl.VAT) | 12 000 KZT | |
| 14.13.4. Issue of duplicate for lost transaction certificate/additional sheet (incl.VAT) | 1 500 KZT | |
| 14.13.5. Documents issue of cerruncy excjange regulations (CCD, contracts, invoices, specifications) (incl. VAT) | 50 KZT per paper | |
| 14.13.6. Accept of external economic contract on foreign exchange regulations without transaction passport (incl. VAT) | 500 KZT | |
| 14.13.9. Closing of client's transaction passport due to transfer ot another bank (incl. VAT) | 1000 KZT | |
| 14.14. Cashiers' training in exchange offices (incl. VAT) | 10000 KZT | |
| 14.15. Legal record keeping documents copies issue (Charter, orders, statistical chart, reg. certificate, etc.) (incl. VAT) | 50 KZT per paper | |
| * Documents copies/duplicates issue is made upon customer's written application (account holder). At that Bank makes a note on service payment at the customer's application. | ||
| 15. SERVICES FOR FINANCIAL OPERATIONS/TRANSACTION STRUCTURING | ||
| 15.1. Transaction structurization (incl.VAT) | As per agreement, max. 1.5% - at a time | |
| 15.2. Commission fee for loan arrangement in cash from foreign banks | As per agreement, max. 1.5% - at a time | |
| 15.3. Financial services on examination of payment terms on the contract, upon customer's request (including VAT) | 0.1% of the amount at a time, min. 26000 KZT, max. 390000 KZT | 0.1% of the amount at a time, min.200$, max. 3000$ |
| 15.4. Financial services on issuing drafts of Trade Finance instruments (incl. VAT) | 0.1% of the amount at a time, min. 26000 KZT, max. 390000 KZT | 0.1% of the amount at a time, min.200$, max. 3000$ |
| 15.5. Financial services on change of liabilities repayment schedule or their advanced repayment on issued Trade Finance Instruments (incl. VAT) | 26000 KZT | 200$ |
| 15.6. Financial services on setting up individual loan facility subject to the terms of financing and utilization (incl. VAT) | as per agreement, max. 1% - at a time | |
| 15.7.** Commission fee for termination of prior submitted application to financing after getting a foreign bank's offer on financing/approval (including VAT) | as per agreement, max. 1% - at a time, min 1 000 USD | |
| *On items 15.3.-15.6. commission fees are given when the bank doesn't attract financing and confirmation from foreign banks | ||
| ** 1. In case of amount increase of the confirmed instrument or financing amount commission is accrued to the amount of increase according to items 1 and 2 correspondingly | ||
| 2. In case of extension of confirmed instruments maturity or financing terms tariffs as per items 1 and 2 shall apply | ||
| 3. On items 3 and 4 commission fees are given when the bank doesn't attract financing and confirmation from foreign banks | ||
| 16. TELECOMMUNICATION COSTS (Incl.VAT) | ||
| 16.1. SWIFT (each message) | 3 100 KZT | 20$ |
| 16.2. Telex (each message) | 3 100 KZT | 20$ |
| 16.3. Post and courier expenses | at actual cost | |
| 16.4. Preparation of documents for registration in the National Bank of Kazakhstan and reimbursement of notary costs for international transactions | 3 100 KZT + actual costs | 20$ + actual costs |
| 16.5. Reimbursement of legal and/or notary costs for trade financing instruments | actual costs | actual costs |
| 17. BILL OF EXCHANGE OPERATIONS | ||
| 17.1. Collateral guarantee (bill of exchange security) issue | as per agreement | |
| 17.2. Bill of exchange discounting | as per agreement | |
| 17.3. Bill of exchange domicilization | ||
| 17.4. Bill acceptance for collection | 0.25% of amount, min.4 650 KZT, max. 46 500 KZT | |
| 17.5. Return of unpaid bills under collection (incl.VAT) | 7 750 KZT per package + actual postals | |
| 17.6. Intermediary service of draft acceptance | as per agreement | |
| 17.7. Providing of bill form (incl. VAT) | 1 500 KZT | |
| 17.8. Advisory services for bill issue procedure under international transactions (incl.VAT) | 0.3% of amount (min., 100$, max. 1 500$) | |
| 17.9. Evaluation of one bill (incl.VAT) | 1 550 KZT | |
| 17.10. Structuring of domicile bill transactions (incl.VAT) | 0.05% of amount (min. 15 500 KZT) | |
| 17.11. Structuring of international bill transactions (incl.VAT) | as per agreement (max. 1.5% of amount at a time) | |
| 17.12. Commission fee for bill international payment | 0.25% of amount (min. 50$, max. 500$) | |
| 17.13. Consulting (incl.VAT) | as per agreement | |
| 18. CUSTODIAN SERVICES | ||
| 18.1. Opening of custodian account | free of charge | |
| 18.2. Accounting and securities custody | ||
| 18.2.1. Central government securities (government bonds, Euronotes of the Ministry of Finance of the RoK and Notes of the National Bank of the RoK): | ||
| 18.2.1.1. Nominated in foreign currency: * | ||
| less than 1 000 000 $ | 0, 012 % | |
| 1 000 001 – 3 000 000 $ | 0, 011 % | |
| от 3 000 001$ - 50 000 000 $ | 0, 010 % | |
| more than 50 000 000 $ | 0, 006 % | |
| 18.2.1.2. Nominated in national currency: | ||
| less than 150 000 000KZT | 0, 012 % | |
| 150 000 001 –300 000 000KZT | 0, 011 % | |
| 3 000 001$ - 10 000 000 000KZT | 0, 010 % | |
| more than 10 000 000 000KZT | 0, 006 % | |
| 18.2.1.3. Minimum fee for accounting and care of securities (if commission charged is less than 150 KZT) | 150 KZT | |
| 18.2.2. Corporate securities (shares, bonds, security derivatives): | ||
| 18.2.2.1. Nominated in foreign currency: * | ||
| less than 1 000 000 $ | 0,015 % | |
| 1 000 001 – 3 000 000 $ | 0,012% | |
| 3 000 001 $ - 50 000 000 $ | 0,010% | |
| more than 50 000 000 $ | 0,006% | |
| 18.2.2.2. Nominated in national currency: | ||
| less than 150 000 000 tenge | 0,015 % | |
| 150 000 001 –300 000 000 tenge | 0,012% | |
| 3 000 001 $ - 10 000 000 000 KZT | 0,010% | |
| more than 10 000 000 000KZT | 0,006% | |
| 18.2.2.3. Minimum fee for accounting and care of securities (if commission charged is less than 150 KZT) | 150 KZT | |
| 18.3. Cash accounting and custody: | ||
| 18.3.1. In foreign currency:* | ||
| less than 1 000 000 $ | 0,015 % | |
| 3 000 001 $ - 50 000 000 $ | 0,010% | |
| more than 50 000 000 $ | 0,006% | |
| 18.3.2. In KZT: | ||
| less than 150 000 000 KZT | 0,015 % | |
| 3 000 001$ - 10 000 000 000KZT | 0,010% | |
| more than 10 000 000 000KZT | 0,006% | |
| 18.3.3. Minimum fee for cash accounting and care (if commission charged is less than 150 tenge) | 150 KZT | |
| 18.4. Closure of custodian account (incl. VAT) | free of charge | |
| 18.5. Securities operations | ||
| 18.5.1. write-off of any securities from custodian account (excl. in-custodian transfers) | 1000 KZT per transaction | |
| 18.5.2. operations of securities transfer for accounts of foreign financial institutes* | 30 $ per operation | |
| 18.6. Corporate operations | ||
| 18.6.1. Earning of interests and dividends | as agreed | |
| 18.6.2. Conversion of securities, split and consolidation | as agreed | |
| 18.6.3. voting by power of attorney (incl. VAT) | as agreed | |
| 18.7. Reports to Client | ||
| 18.7.1. monthly statement of client's custodian account | free of charge | |
| 18.7.2. statement of client's custodian account upon request (incl. VAT) | 1000 KZT | |
| 18.7.3. provision of information of flow at client's custodian accounts movement, if required (incl. VAT) | 1500 KZT | |
| 18.8. Consulting services (incl. VAT) | as agreed | |
| 18.9. Money accounts operations | Bank's tariff | |
| 18.10. Pledging operations (incl. VAT) | 1500 KZT per each operation from depositor and pledgee | |
| 18.10.1. transfer and taking in pleadge of client's securities | ||
| 18.11. Payment of services provided by organizations when custodian carries out orders given by client | ||
| 18.11.1. commission of the Central Securities Depositary RK | at actual costs | |
| 18.11.2. broker commission | at actual costs | |
| 18.11.3. registrator commission | at actual costs | |
| 18.11.4. agency commission for conversion and international depositaries | at actual costs | |
| 18.11.5. expenses paid by cash | At actual costs + daily allowance, if applicable | |
| * Payment may be made either in national or foreign currencies | ||
| - Government securities accounts shall be carried out on basis of average monthly securities balance at client's custodian account at nominal cost and shall be charged on monthly basis | ||
| - Corporate securities accounts shall be carried out on basis of average monthly securities balance at client's custodian account at market value (if it is impossible to determine it , at nominal cost) and shall be charged on monthly basis. | ||
| -If market conditions are changed, JSC BTA Bank may change tariffs having informed client 15 days before effective date of tariffs changed. | ||
| - Payment of any custodian services that are not included into this Attachment shall be agreed with client in each case. | ||
| 19.CUSTODIAN SERVICES FOR INVESTMENT FUNDS | ||
| 19.1. Opening of personal account | free of charge | |
| 19.2. Closure of securities account | free of charge | |
| 19.3. Accounting of client's assets (financial instruments, money and (or) any other property**): | ||
| - up to 500 mln. KZT | 0,040 % of average monthly balance of assets at client's account at actual price* | |
| - from 500 to 1000 mln. KZT | 0,035 % of average monthly balance of assets at client's account at actual price* | |
| - more than 1000 mln.KZT | 0,030 % of average monthly balance of assets at client's account at actual price* | |
| 19.4. Assets operations: | ||
| 19.4.1.Transaction (entering/write-off of financial instruments and any other property in purchase/sale; under REPO operations / return REPO) for custodian's accounts: | 500 KZT | |
| 19.5. Corporate operations: | ||
| 19.5.1. conversion of securities, split and consolidation | free of charge | |
| 19.5.2. crediting/debiting of securities under custodian's account in charge operations: | free of charge | |
| 19.6. Payment of services by organizations when custodian carries out orders given by client: | ||
| 19.6.1. services by Central Depositary | at actual costs | |
| 19.6.2.services by brokers | at actual costs | |
| 19.6.3. services by third custodian banks, international nominee shareholders | at actual costs | |
| 19.6.4. safe keeping services for right establishing documents for any other property | per Bank's current tariffs | |
| 19.7. Issue of securities account statements: | ||
| 19.7.1. routine (according to custodian agreement) | free of charge | |
| 19.7.2. special (upon request) (incl. VAT) | 200 KZT | |
| 19.8. Consulting services (incl. VAT) | as agreed | |
| 19.9. Corporate operations (incl. VAT): | ||
| 19.9.1.voting by power of attorney | as agreed | |
| *1) Actual size of the market price shall be determined in accordance with Methods of Securities Evaluation issued by JSC "Stock Exchange of Kazakhstan" | ||
| 2) If the market price can not be determined under Item 1, purchase value of financial instruments shall be applied | ||
| ** Cost of any other property shall be determined in accordance with applicable laws | ||
Effective from February 21, 2002 (adjusted for amendments and supplements as of August 12, 2010)